Get a better, higher-return interest rate
Why settle for the bank’s standard rate when you could enjoy so much more?
Term deposits aren’t always the best choice if your investment goals are to generate passive income. In many cases, even the best term deposit rates can be too low to help you reach your financial goals.
If the goal is to enjoy regular, ongoing payments, there are better vehicles that offer more stable returns and more importantly, better interest rates.
The Arthurmac Private Debt Fund can give you the opportunity to put your money into investment opportunities with higher interest rates than other investments, including in many cases high interest term deposits.
Additionally, the stability of mortgages means you will not need to closely follow interest rates and read the financial papers anymore. The fixed interest rates offered by our mortgage funds means that you can enjoy a steady rate of return and give you the freedom to take a more hands-off approach towards your investment if you want.
- Fixed interest rates
- Less risk of not receiving your interest payments
- Wide range of interest rates available
Fixed interest rates
Unlike term deposits and other investment vehicles and funds, the Arthurmac Private Debt Fund deals exclusively with both first and second Mortgages.
That means that they’re stable – on top of that, however, since they’re mortgages, that also means that you’ll enjoy fixed interest payments every month instead of having to rely on ever-changing interest rates.
Less risk of not receiving your interest payments
Each borrower that applies for a Mortgage with our fund is thoroughly scrutinised before being accepted or declined. During this process, our Credit Team investigates the borrower’s application and evaluates the risk.
While we cannot eliminate risk and there’s always a chance that the borrower will not make their monthly payment, our thorough process reduces the likelihood of that happening, helping ensure that you continue to receive the same interest payments each month.
Wide range of interest rates available
A huge range of different mortgage investment opportunities at our disposal means an incredible range of maturation dates, terms and conditions, and of course, different interest rates.
You’ll have the power to choose which mortgage your savings goes into – and more importantly, you’ll be able to seek an interest rate that speaks to you.
Choose an interest rate that fits your goals
An interest rate that appeals to one particular investor may not help another achieve their financial goals
Each investor has their own financial goals, and will be best served by a different interest rate or level of risk.
The wide variety of mortgages in our fund allows you to choose an investment opportunity that aligns with your unique circumstances, and choose the best interest rate for your specific goals and needs.
Our fund deals primarily with first mortgages – however, it also features second mortgages up to 75% of the value of a property. These investments are riskier, but also offer a higher rate of interest, up to 18.00% per annum.
Not all investors think that the extra risk is worthwhile. For the investors who are interested in higher interest revenue however, it may be a more suitable rate for their goals.
Interested in a more stable, high-return interest rate?
The Arthurmac Private Debt Fund allows you to choose opportunities that align with your financial goals
Unlike a pooled mortgage fund, our fund allows you to choose what mortgage you invest in. You will be able to choose the investment that best suits your investment goals.
Helping select the best interest rate for you
There’s no such thing as one-size-fits-all when it comes to investing
You will need to ensure that your money goes into a mortgage that perfectly fits your:
- Risk tolerance
- Financial goals
- Current position
- Ability to invest
We believe that nobody knows each of these points better than you. Instead of making decisions based on what we believe your interests are, our team puts the investment decision in your hands (however, please seek advice from your Accountant or Financial Planner to assess your goals and suitability).
We’ll present you with a number of mortgage investments, allowing you to select the one that best fits your situation. You will make the final decision, choosing from our range of mortgages depending on what you’re looking for.
Talk to Us
Whether you’re searching for a home loan and don’t want to deal with the big banks or looking for a stable investment to add to your portfolio, our team of experienced Lending Specialists are ready to help you.
We’re an award-winning company that goes the extra mile for our clients
That means providing the most suitable loan for each individual’s circumstance. We pride ourselves on delivering a streamlined process from submission to settlement for our clients ensuring they feel supported and informed along the way.
We have been awarded “The Most Successful Specialist Broker” in Australia 3 times over the last 8 years and a finalist in the Australian Mortgage Awards every year since 2012.